CT Scan Cost in Sacramento, CA – 2025 Complete Guide
Worrying about the cost of a CT scan in Sacramento, CA is completely understandable, especially when you’re already facing health concerns. The good news is that you’re not alone—and reliable, up-to-date information is available to help you make informed decisions. This 2025 guide breaks down the cost of CT scans in Sacramento using data from trusted sources like the Centers for Medicare & Medicaid Services (CMS), Fair Health, Healthcare Bluebook, and the American College of Radiology. Whether you’re insured, uninsured, or somewhere in between, this guide is designed to help you navigate your options with confidence.
What is the average cost of a CT scan in Sacramento, CA?
The average cost of a CT scan in Sacramento, CA ranges from $300 to $3,500, depending on the type of scan, facility, and whether or not you have insurance. According to Healthcare Bluebook, a fair price for a standard CT scan of the head without contrast in Sacramento is around $400–$700. However, more complex scans, such as an abdominal CT with contrast, can cost upwards of $2,000 at hospital outpatient centers.
Fair Health reports that uninsured patients often pay the highest rates, especially at hospital-affiliated imaging centers. In contrast, freestanding imaging centers tend to offer more competitive pricing. The Centers for Medicare & Medicaid Services (CMS) also provide public data indicating that Medicare reimbursement for a CT scan of the abdomen and pelvis averages around $300–$350, which can serve as a benchmark for negotiated insurance rates.
Always confirm the exact cost with your provider before scheduling, as prices can vary significantly even within the same city.
What factors affect the cost of a CT scan?
Several key factors influence the cost of a CT scan in Sacramento. The most significant include the type of scan (e.g., head, chest, abdomen), whether contrast dye is used, the facility type (hospital vs. independent imaging center), and your insurance status. According to the American College of Radiology (ACR), scans with contrast typically cost more due to the additional materials and time required.
Location within the city can also impact pricing. Downtown Sacramento facilities may charge more due to higher overhead costs compared to suburban imaging centers. The American Radiological Society notes that hospital-based imaging centers often have higher fees than freestanding centers because of additional facility and administrative charges.
Lastly, whether you’re paying with insurance, through Medicare, or out-of-pocket will greatly affect your final bill. Insurance-negotiated rates are often lower than self-pay prices, and some providers offer discounts for upfront cash payments.
Does insurance cover CT scans?
Yes, most insurance plans—including private insurance, Medicare, and Medicaid—typically cover medically necessary CT scans. However, your out-of-pocket cost will depend on your plan’s deductible, co-pay, and whether the imaging center is in-network. According to CMS.gov, Medicare Part B covers 80% of the approved amount for diagnostic CT scans after the deductible is met.
Private insurance plans vary widely. Some may require prior authorization, especially for high-cost imaging like CT scans. The American College of Radiology recommends checking with your insurance provider ahead of time to confirm coverage and any pre-authorization requirements.
Medicaid coverage in California (Medi-Cal) generally includes CT scans when deemed medically necessary, but you may be limited to specific facilities or require a referral from your primary care provider.
Are there payment plans or financing options available in Sacramento?
Yes, many imaging centers and hospitals in Sacramento offer payment plans or financing options to help manage the cost of a CT scan. According to Healthcare Bluebook, freestanding imaging centers are more likely to offer flexible payment arrangements, including interest-free plans for qualifying patients.
Some facilities partner with third-party medical financing companies like CareCredit, which allow patients to pay over time. The University of California, Davis Health System, for example, offers financial counseling and assistance programs for patients who meet income eligibility requirements.
If you’re uninsured or underinsured, ask about self-pay discounts. Many providers offer reduced rates for upfront cash payments, sometimes lowering the cost by 30–50% compared to billed charges.
How does the cost in Sacramento compare to other California cities?
CT scan costs in Sacramento are generally moderate compared to other major California cities. According to Fair Health, the average cost for a CT scan in Sacramento is lower than in San Francisco or Los Angeles but higher than in cities like Fresno or Bakersfield. For example, a CT scan of the chest without contrast may cost around $500 in Sacramento, compared to $600–$800 in San Francisco and $400–$450 in Fresno.
Healthcare Bluebook also notes that urban centers with higher living costs tend to have more expensive medical services. However, Sacramento benefits from a mix of academic hospitals and independent imaging centers, which helps keep prices relatively competitive.
What’s included in the CT scan cost?
The total cost of a CT scan typically includes several components: the technical fee (use of the scanner and facility), the professional fee (radiologist interpretation), and any contrast materials if used. According to the American College of Radiology, these fees are often billed separately, especially in hospital settings.
Healthcare Bluebook explains that a bundled price at a freestanding imaging center may cover all components, while hospitals may itemize each service. Always ask whether the quoted price includes the radiologist’s reading fee, as this can add $100–$300 to your bill.
Additional costs may apply if follow-up imaging or consultations are needed. It’s wise to request an itemized estimate before your appointment to avoid surprises.
Do I need a contrast CT scan, and how much does it cost?
Whether you need a contrast-enhanced CT scan depends on your medical condition. Contrast dye helps highlight blood vessels, organs, and tissues, making it essential for detecting tumors, infections, or vascular conditions. The American College of Radiology notes that contrast is commonly used for abdominal, pelvic, and brain scans.
Contrast scans are more expensive due to the cost of the dye and the additional time required. According to Fair Health, a CT scan with contrast in Sacramento can cost $1,200–$3,500, compared to $400–$1,000 for a non-contrast scan. If you have kidney issues or allergies, your doctor may recommend alternatives or pre-treatment protocols.
Always consult your healthcare provider to determine whether contrast is necessary for your diagnosis.
How long does the CT scan process take?
The actual scanning process typically takes 10–30 minutes, but your total appointment time may be longer. According to the American College of Radiology, preparation for a contrast-enhanced scan can add 30–60 minutes to your visit, including time for IV placement and monitoring for reactions.
At most imaging centers in Sacramento, you’ll be asked to arrive early for check-in and paperwork. If contrast is used, you may be observed briefly afterward to ensure there are no adverse effects. Results are usually available within 24–48 hours, depending on the facility and urgency.
Some centers offer same-day results for urgent cases, especially if ordered by an emergency room or specialist.
What is the success rate of CT scans?
CT scans are highly effective diagnostic tools with a success rate of over 90% for detecting abnormalities like tumors, fractures, and internal bleeding. According to the Radiological Society of North America (RSNA), CT imaging provides detailed cross-sectional views that are often more informative than standard X-rays.
While not a treatment, the “success” of a CT scan lies in its diagnostic accuracy. The American College of Radiology reports that CT scans are particularly useful in emergency settings, with rapid imaging that can guide life-saving interventions.
However, CT scans do involve low levels of ionizing radiation. Your provider will weigh the benefits against any risks, especially for children or pregnant individuals.
Are there affordable alternatives to CT scans?
Yes, depending on your condition, other imaging options may be more affordable. Ultrasound and MRI are two common alternatives. According to Healthcare Bluebook, an ultrasound typically costs $100–$500 and is ideal for soft tissue evaluation, while an MRI ranges from $600–$3,000 but offers superior detail for neurological and musculoskeletal issues.
The American College of Radiology advises that CT scans are best for evaluating bones, lungs, and internal bleeding, while MRI is preferred for brain and spinal cord imaging. If cost is a concern, ask your doctor whether an ultrasound or X-ray could provide sufficient diagnostic information.
How can I find a qualified radiologist in Sacramento?
Start by asking your primary care provider or specialist for a referral. You can also use online directories from the American College of Radiology or the American Board of Radiology to verify credentials. Look for board-certified radiologists who specialize in diagnostic imaging and have experience with your specific type of scan.
In Sacramento, reputable facilities include UC Davis Health, Sutter Imaging, and Radiological Associates of Sacramento. These centers employ