Cost of Knee Replacement in Fort Worth, TX

Wondering about the cost of knee replacement in Fort Worth, TX in 2025? With rising healthcare expenses and more patients exploring out-of-pocket options, understanding the full price of knee surgery is essential. Whether you’re uninsured, underinsured, or just comparing providers in Texas, this guide breaks down everything you need to know about knee replacement pricing, insurance coverage, and recovery costs in the Fort Worth area.

This Q&A blog post uses data from trusted sources like Healthcare Bluebook, CMS.gov, and FairHealth.org to help you make informed decisions about your knee replacement procedure in 2025.

How much does a total knee replacement cost in Fort Worth, TX?

The average cost of a total knee replacement in Fort Worth, TX ranges from $28,000 to $55,000 in 2025. This includes hospital facility fees, surgeon fees, anesthesia, and post-operative care. Prices vary depending on whether the procedure is performed in a hospital or outpatient surgery center. According to Healthcare Bluebook, the fair price for a knee replacement in Texas is approximately $34,000. However, some private orthopedic clinics in Fort Worth may offer bundled cash-pay pricing starting at around $22,000 for self-pay patients. Always request a detailed estimate to understand what’s included in the quoted price.

Does insurance cover knee replacement surgery in Texas?

Yes, most major insurance plans—including Medicare, Medicaid, and private insurers—cover knee replacement surgery in Texas if it’s deemed medically necessary. Medicare Part B typically covers 80% of the approved amount after you meet your deductible, while Medicare Advantage plans may offer additional benefits. Private insurance may require pre-authorization, and you may still be responsible for deductibles, co-pays, or coinsurance. Always check with your insurance provider and surgeon’s billing office to confirm your out-of-pocket costs before scheduling the procedure.

What is the out-of-pocket cost for knee replacement without insurance?

If you’re paying out-of-pocket for a knee replacement in Fort Worth, TX, expect to pay between $22,000 and $50,000 in 2025. The total price depends on the facility, surgeon, and whether the surgery is inpatient or outpatient. Some orthopedic centers offer cash-pay discounts or financing plans. According to FairHealth.org, the uninsured cost of a knee replacement in Texas can exceed $50,000 at hospitals but may be significantly lower at ambulatory surgical centers. Be sure to ask for an itemized quote and explore bundled pricing options.

What factors affect the cost of knee replacement surgery?

Several factors influence the cost of knee replacement surgery in Fort Worth, including the type of implant used, the surgeon’s fees, facility charges, anesthesia, and post-surgical rehabilitation. Additional expenses may include pre-operative imaging, lab work, and physical therapy. If complications arise, such as infection or revision surgery, costs can increase significantly. Choosing an outpatient surgery center versus a hospital can also impact the total price. Always compare multiple providers and ask what’s included in the quoted cost.

Are there affordable knee replacement options near me in Fort Worth?

Yes, several orthopedic clinics and outpatient surgery centers in Fort Worth offer affordable knee replacement options, especially for self-pay patients. Some facilities provide all-inclusive packages that cover the surgeon, facility, anesthesia, and follow-up care. These bundled pricing models can range from $22,000 to $30,000 depending on the provider. To find the best rates near you, use cost comparison tools like Healthcare Bluebook or contact local providers directly to request cash-pay pricing.

How long is the recovery after knee replacement surgery?

Recovery from knee replacement surgery typically takes 6 to 12 weeks, depending on your age, overall health, and physical therapy participation. Most patients in Fort Worth are discharged the same day or after a one-night hospital stay. Initial recovery involves pain management, wound care, and physical therapy. By 3 months, many patients resume normal daily activities, although full recovery can take up to a year. Outpatient rehab and home exercises are essential for optimal results and may add to your overall costs.

Are there risks or complications associated with knee replacement?

As with any surgery, knee replacement carries risks such as infection, blood clots, implant failure, and nerve damage. According to the American Academy of Orthopaedic Surgeons, serious complications occur in less than 2% of patients. However, revision surgery may be needed if the implant wears out or loosens over time. Discuss your personal risk factors with your orthopedic surgeon. Choosing a board-certified specialist and a reputable facility in Fort Worth can help reduce the likelihood of complications.

Is partial knee replacement cheaper than total knee replacement?

Yes, partial knee replacement is generally less expensive than total knee replacement. In Fort Worth, TX, the average cost of a partial knee replacement ranges from $18,000 to $35,000 in 2025. This procedure is less invasive and typically has a shorter recovery time, which can reduce hospital and rehabilitation costs. However, not all patients are candidates for partial knee replacement. Your orthopedic surgeon will determine if this option is appropriate based on the extent of joint damage.

Can I finance my knee replacement surgery in Fort Worth?

Yes, many orthopedic practices and surgery centers in Fort Worth offer financing options for knee replacement surgery. These may include payment plans, third-party medical credit providers like CareCredit, or in-house financing. Some providers also accept Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to help cover out-of-pocket costs. Be sure to ask about interest rates, repayment terms, and any additional fees before committing to a financing plan.

What are alternatives to knee replacement surgery?

Non-surgical alternatives to knee replacement include physical therapy, corticosteroid injections, hyaluronic acid injections, weight loss, bracing, and regenerative treatments like platelet-rich plasma (PRP). These options may provide temporary relief for mild to moderate osteoarthritis. However, they may not be effective for advanced joint degeneration. In Fort Worth, many orthopedic clinics offer these conservative treatments, which can range from $500 to $5,000 depending on the therapy. Always consult with an orthopedic specialist to determine the best course of action for your condition.

How can I compare knee replacement costs in Fort Worth?

To compare knee replacement costs in Fort Worth, use online tools like Healthcare Bluebook, FairHealth.org, or Medicare’s Procedure Price Lookup Tool. These platforms provide average pricing data based on your ZIP code and insurance status. You can also contact local orthopedic practices and hospitals directly to request itemized quotes or bundled pricing. Be sure to ask what’s included in the cost—such as surgeon fees, anesthesia, facility charges, and post-op care—to make an accurate comparison.

In summary, the cost of knee replacement in Fort Worth, TX in 2025 can vary widely based on your insurance coverage, choice of provider, and type of procedure. Prices typically range from $22,000 to $55,000, with self-pay and outpatient options offering potential savings. It’s important to compare quotes, verify insurance benefits, and understand what’s included in the total cost.

If you’re considering knee replacement surgery near Fort Worth, TX, consult with a board-certified orthopedic surgeon to discuss your options, risks, and expected outcomes. Request a detailed cost estimate and explore financing or bundled pricing plans to make the procedure more affordable.

Disclaimer: This blog post is for informational purposes only and does not substitute professional medical advice. Always consult with a licensed healthcare provider before making healthcare decisions.